Say hello to the
Money Guide For CalSTRS members
inside this 23-page downloadable PDF guide You WIll find everything you need to finally understand your pension, IRAs, 457 & 403b, and more!
Let’s get real for a second, friend
SOUND FAMILIAR?
Do you find yourself constantly getting overwhelmed when you think about getting your financial s$*t together?
Are you confused about the different types of retirement account options that are available to you?
Does the fear of making a bad financial decision hold you back from making smart financial moves?
Do you feel wonder how much money you'll earn from CalSTRS pension system when you retire?
WELL, YOU SEE—I FELT THE SAME WAY.
That's exactly why I have put together this guide that is jam packed with everything I wish I knew when I first started teaching. I put off learning about this stuff for YEARS. And I don't want you to put it off anymore. This guide breaks down what you need to know into simple, easy to understand steps.
Repeat after me
You are capable.
You deserve to set yourself up for financial success.
Are you getting excited yet?
Introducing
E-guide to Financial Wellness for Calstrs members
My comprehensive e-guide to understanding your CalSTRS retirement benefit and how you can supplement it.
Let’s take a look at what’s inside
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01
Pension
Learn about the California Teacher Retirement System and how your monthly retirement benefit is actually calculated.
02
Supplemental accounts
Learn about the different types of retirement accounts you can have to supplement your pension. This covers IRAs, 403b's, and 457b's.
BONUS: Linked videos show you exactly how to find and open an account through your district.
03
risk tolerance
Understand what risk tolerance is and how it helps you make the right investment choices.
04
Increase your income
Get inspired to make some extra cash with these side hustle ideas.
BONUS
Get a better understanding of how to apply your learnings from the guide with 3 hypothetical teacher profiles.
CustomER TESTIMONIALS
“California Teachers: Here is one of our own who has done the work to answer all of the sticky questions about how to maximize our financial future as a California state educator. Ritual Finance’s Money Guide was both informative and clearly delivered. After doing my own individual research, I have never seen all of these resources and explanations in one place. I have felt taken advantage of by any other financial advisor, but it is clear that Ritual Finance is not only knowledgeable, but wants to truly empower us as educators.”
$22
“Bree’s guide has helped me determine whether or not I need to supplement my monthly benefit in retirement. Seeing the numbers are really eye opening! I like that she included options for low fee providers.”
“This guide is very easy to read & understand. A must have for all teachers!”
WHAT ARE YOU WAITING FOR?
It’s time to take control of your finances.